Practice Areas

Creditor Harassment

Being in debt can often leave you feeling vulnerable and make it appear that you have no rights as it pertains to your creditors debt collection methods. Creditors then use this as an opportunity to engage in illegal tactics to obtain payment from you, and most often than not, get away with it. This is called creditor harassment, and under federal law, you as a debtor can protect yourself from such scurrilous debt collection procedures. The Fair Debt Collection Practices Act was created in 1997 enabling consumers to pursue legal action against unlawful debt collection strategies.


  • Contacts you at your place of employment despite being asked to not to by either your or your employer.
  • Informs your friends, family and neighbors about your debt.
  • Calls you before 8:00am and after 9:00pm.
  • Demands payment using vulgar or abusive language.
  • Seeks relief using threatening language or claims to pursue false legal action against you.
  • Reports incorrect information that affects your credit report negatively.
  • Continually pursues garnishments, law suits and judgments although you have legal representation.
  • Physically threatens you in an attempt to receive payment.
  • Demands that pay more than you actually owe.

If you have been a victim of such abuse, you have the power to put an end to it. With the assistance of a creditor harassment attorney, not only will you be able to force your creditors to obey the law as it pertains to debt collection methods, but you may also be entitled to compensation for the damages that you have suffered as a result of creditor harassment.

Some monetary damages that you may qualify for due to a creditor being in violation of the Fair Debt Collection Practices Act include:

  • Recovery of wage garnishments.
  • Attorneys fees.
  • Physical distress.
  • Lost income as a result of harassing phone calls at work.
  • Emotional and physical distress.

Being in debt does not mean that you have to endure credit harassment. It is against the law and you have the right to protect yourself from creditors who have violated the The Fair Debt Collection Practices Act.

Our exceptional attorneys at Shipkevich PLLC are well versed in representing individuals who have suffered abuse and victimization at the hands of creditors. We will go out of our way to ensure that you receive the compensation that you deserve. Please get in touch with us for a free consultation with one of our attorneys.