Credit Counseling and Debt Services

At Shipkevich we work with both long-established companies and start-up companies that provide credit counseling services, debt management plan services, credit and debt negotiation services, as well as those creating new products and services for consumers in need.

Credit counseling agencies, debt relief services companies, and their related marketers, processors, and service providers require a high level of sophisticated, nuanced legal representation to successfully navigate and comply with the ever-changing, complex regulatory schemes that govern these industries and that can be filled with costly pitfalls at every turn. At Shipkevich we offer this high level of nuance and sophistication while keeping your costs manageable.

In addition to our legal work to directly solve your individual problems, our team is also constantly researching and remaining up to date on the credit counseling & debt relief space. Since legal compliance for credit counseling and debt services companies is a rapidly moving target, Shipkevich devotes considerable time and resources to tracking new developments and keeping our clients up to date on what they need to know. Shipkevich clients are able to stay ahead of the legal curve in order to make sound business and legal decisions.

While our attorneys work with clients at all stages, we are most successful and efficient when we become a part of the team in the early stages of an issue. By understanding your business goals and legal issues, we can recommend effective and efficient courses of action. We factor real-time intelligence on the complex and dynamic requirements imposed by government regulatory agencies, and we always tailor our recommendations and actions with your larger objectives at the forefront.

We advise clients with guidance concerning but not limited to the following:

  • Electronic Fund Transfer Act and Regulation E
  • Truth in Lending Act and implementing regulations
  • State laws and regulations
  • Fair Credit Reporting Act 
  • Fair Trade Commission Act
  • Federal Telemarketing Consumer Protection Act (TCPA) and state level TCPA-type laws